Viajar é incrível, mas imprevistos acontecem — e às vezes, fora do nosso controle. Já pensou precisar de um hospital no exterior, perder a bagagem ou ter o voo cancelado sem nenhum suporte? É aí que entra o seguro viagem, aquele detalhe que muita gente esquece, mas que pode salvar sua viagem.
Se você está planejando uma viagem internacional (ou mesmo nacional), esse guia vai te mostrar por que o seguro viagem é essencial, como escolher o melhor plano, quais países exigem obrigatoriamente, e tudo que você precisa saber pra viajar com tranquilidade.
O que é Seguro Viagem e Por Que Ele é Tão Importante?
Imagine estar em outro país, passar mal e descobrir que uma simples consulta médica custa mais de mil reais. Assustador, né? O seguro viagem existe exatamente para evitar esse tipo de dor de cabeça.
Ele é uma espécie de “plano de saúde temporário”, com assistência médica, hospitalar e até jurídica. Além disso, cobre perda de bagagem, cancelamento de voos, e até repatriação (quando você precisa voltar ao Brasil por motivos sérios).
Dica de ouro: países da Europa (como França, Alemanha, Espanha) exigem o seguro viagem para permitir sua entrada. Sem ele, você pode ser barrado na imigração.
Tipos de Seguro Viagem: Qual É o Ideal Para Você?
Seguro Viagem Internacional
É o mais comum. Serve para qualquer viagem ao exterior e cobre gastos com saúde, bagagem, cancelamentos e imprevistos.
Seguro Viagem Nacional
Pouco lembrado, mas útil para quem vai a regiões mais afastadas no Brasil. Pode ser contratado por dia e cobre emergências médicas, acidentes e transporte.
Seguro para Estudantes
Feito para intercambistas. Ele oferece coberturas de longa duração e atende exigências específicas de vistos para estudos.
Seguro para Gestantes
Sim, existe! E cobre situações específicas da gravidez, incluindo exames e até parto prematuro no exterior.
Multiviagens (Anual)
Ideal para quem vive viajando. Você contrata um único plano anual e economiza bastante.
Como Escolher o Seguro Viagem Perfeito
1. Entenda seu destino
Vai para os EUA? Os custos médicos lá são altíssimos. Vai pra Europa? Lembre que o Espaço Schengen exige cobertura mínima de €30.000.
2. Considere seu perfil
Se você tem alguma condição de saúde, é bom buscar um seguro com coberturas específicas. Idosos e grávidas também precisam de atenção extra.
3. Vai fazer esportes radicais?
Existem planos que cobrem esportes como ski, trilha, escalada, etc. Não deixe esse detalhe passar despercebido.
Onde contratar um Seguro Viagem?
Hoje é fácil comparar preços e contratar online. Aqui vão alguns sites confiáveis:
São os dois sites que recomendamos para a contratação do seguro viagem.
Dica extra: sempre compare coberturas, não só o preço! O mais barato pode sair caro se você precisar usar.
Países que Exigem Seguro Viagem
Se você vai para um desses destinos, não dá pra viajar sem seguro:
País Exigência Cobertura Mínima França Obrigatório €30.000 Alemanha Obrigatório €30.000 Itália Obrigatório €30.000 Espanha Obrigatório €30.000 Cuba Obrigatório USD 10.000 Venezuela Obrigatório USD 40.000 Austrália Obrigatório para estudantes OSHC
O que o Seguro Viagem Cobre?
Depende do plano, mas em geral, ele inclui:
- Atendimento médico e hospitalar
- Atendimento odontológico de emergência
- Repatriação médica ou funerária
- Despesas com medicamentos
- Perda, roubo ou extravio de bagagem
- Cancelamento ou atraso de voo
- Assistência jurídica e fiança
- Cobertura COVID-19 (alguns planos)
E se eu precisar usar o seguro?
Simples: entre em contato com a central de atendimento (geralmente funciona 24h, em português). Eles te direcionam para um hospital credenciado ou autorizam o atendimento. Em muitos casos, o seguro paga direto para o hospital.
FAQ – Perguntas Frequentes sobre Seguro Viagem
1. É obrigatório ter seguro viagem?
Para alguns países sim, como os da Europa e América Central. Para outros, não é obrigatório, mas é altamente recomendado.
2. Quanto custa?
Em média, R$15 a R$50 por dia, dependendo do destino, idade e coberturas. Um seguro de R$ 200 pode te proteger de prejuízos de mais de R$ 50 mil.
3. O seguro do meu cartão de crédito serve?
Pode servir, mas atenção: ele costuma ter cobertura limitada e exige emissão prévia do bilhete. Leia o contrato com cuidado.
4. Cobre COVID?
Alguns sim! Verifique se o plano oferece cobertura para internação, exames e até quarentena.
5. Posso contratar mesmo depois da viagem começar?
Alguns seguros aceitam, mas há carência. O ideal é contratar antes do embarque.
Conclusão: Não Deixe Para Depois
Viajar com seguro é viajar com tranquilidade. E a verdade é: quem já precisou usar, sabe o quanto ele vale. Não é gasto, é investimento em segurança — e na sua paz mental.
Agora que você já sabe tudo sobre o assunto, que tal contratar o seu antes de embarcar? Compare, escolha com atenção e aproveite cada segundo da sua viagem com mais leveza.
Your comment is awaiting moderation.
Really Appreciate this update, can you make it so I get an update sent in an email every time you write a fresh post?
Your comment is awaiting moderation.
Hey! Would you mind if I share your blog with my twitter group? There’s a lot of folks that I think would really appreciate your content. Please let me know. Thanks
Your comment is awaiting moderation.
Tulis lebih banyak, hanya itu yang ingin saya katakan. Secara harfiah, sepertinya Anda mengandalkan video untuk menyampaikan poin Anda. Anda pasti tahu apa yang Anda bicarakan, mengapa menyia-nyiakan kecerdasan Anda hanya dengan memposting video ke blog ketika Anda bisa memberi kami sesuatu yang informatif untuk dibaca?
Your comment is awaiting moderation.
Artikel yang fantastis! Saya sangat menghargai cara Anda menguraikan semuanya dengan mudah dipahami. Teruskan kerja yang hebat!
Your comment is awaiting moderation.
Hei semua, kamu sudah melakukan pekerjaan yang hebat. Saya pasti akan menandai ini dan kembali untuk melihat lebih banyak. Terima kasih!
Your comment is awaiting moderation.
Appreciate it for all your efforts that you have put in this. very interesting info .
Your comment is awaiting moderation.
Saya sangat puas menemukan website ini di Bing, persis seperti yang saya telusuri : D juga sudah saya bookmark.
Your comment is awaiting moderation.
Ya menyimpan ini bukanlah kesimpulan yang buruk pos yang luar biasa! .
Your comment is awaiting moderation.
Namun, terima kasih untuk poin yang luar biasa ini dan walaupun saya tidak sepakat sepenuhnya, saya menilai perspektif.
Your comment is awaiting moderation.
Wow! Blog ini terlihat persis seperti blog lama saya! Topiknya sepenuhnya berbeda tetapi memiliki tata letak dan desain yang hampir sama. Pilihan warna yang unggul!
Your comment is awaiting moderation.
I believe this site contains very wonderful indited subject material posts.
Your comment is awaiting moderation.
I got good info from your blog
Your comment is awaiting moderation.
Saya setuju dengan semua ide yang Anda sajikan dalam posting Anda. Mereka benar-benar meyakinkan dan pasti akan berhasil. Namun, postingnya sangat singkat untuk pemula. Bisakah Anda memperpanjangnya sedikit mulai waktu berikutnya? Terima kasih atas postingnya.
Your comment is awaiting moderation.
Good info. Lucky me I reach on your website by accident, I bookmarked it.
Your comment is awaiting moderation.
It’s really a nice and helpful piece of information. I am happy that you simply shared this helpful info with us. Please stay us up to date like this. Thank you for sharing.
Your comment is awaiting moderation.
Some really wondrous work on behalf of the owner of this internet site, dead great content.
Your comment is awaiting moderation.
Saya kebetulan menemukan situs Anda dan saya perlu mengatakan bahwa saya sangat kagum. Teruskan pekerjaan yang bagus.
Your comment is awaiting moderation.
Seiring dengan segala sesuatu yang tampak sedang berkembang sepanjang topik khusus ini, sebagian besar pandangan Anda adalah sangat radikal. Namun, saya memohon maaf, karena saya tidak memberikan kepercayaan pada seluruh teori Anda, meskipun menyegarkan. Sepertinya bagi semua orang bahwa ulasan Anda tidak sepenuhnya rasional dan pada kenyataannya Anda diri Anda tidak sepenuhnya percaya diri terhadap pernyataan tersebut. Dalam hal apa pun saya menikmati membacanya.
Your comment is awaiting moderation.
Terima kasih atas tulisan yang bagus. Sebenarnya ini dulunya adalah sebuah konten hiburan. Terlihat kompleks menjadi lebih menyenangkan dari Anda! Namun, bagaimana kita bisa tetap berkomunikasi?
Your comment is awaiting moderation.
Terima kasih atas tulisan yang baik. Pada kenyataannya ini sebelumnya adalah sebuah akun hiburan. Terlihat maju menjadi lebih menyenangkan dari Anda! Ngomong-ngomong, bagaimana kita dapat tetap berkomunikasi?
Your comment is awaiting moderation.
Saya perlu mengatakan, ini adalah salah satu posting terbaik yang pernah saya baca belakangan ini. Konten yang sangat membantu. Terima kasih telah berbagi.
Your comment is awaiting moderation.
Sangat baik blog yang Anda miliki, tapi saya bertanya-tanya apakah Anda tahu forum diskusi pengguna yang membahas topik yang sama seperti yang dibahas di sini? Saya sangat ingin menjadi bagian dari kelompok di mana saya bisa mendapatkan pendapat dari individu yang berpengalaman dengan minat yang sama. Jika Anda punya saran, mohon beri tahu saya. Sangat menghargai!
Your comment is awaiting moderation.
I’ve recently started a website, the info you provide on this site has helped me greatly. Thank you for all of your time & work.
Your comment is awaiting moderation.
Im now not sure where you are getting your info, but great topic. I must spend a while learning more or figuring out more. Thank you for fantastic information I used to be looking for this info for my mission.
Your comment is awaiting moderation.
I’ve recently started a website, the information you offer on this website has helped me tremendously. Thanks for all of your time & work.
Your comment is awaiting moderation.
Hello my friend! I want to say that this post is awesome, great written and include almost all significant infos. I would like to see more posts like this .
Your comment is awaiting moderation.
I just couldn’t depart your site before suggesting that I extremely loved the standard information a person provide in your visitors? Is going to be again often to check up on new posts
Your comment is awaiting moderation.
Hi, I think your site might be having browser compatibility issues. When I look at your website in Ie, it looks fine but when opening in Internet Explorer, it has some overlapping. I just wanted to give you a quick heads up! Other then that, great blog!
Your comment is awaiting moderation.
Useful information. Fortunate me I discovered your site by chance, and I’m surprised why this accident did not happened in advance! I bookmarked it.
Your comment is awaiting moderation.
Hi, I think your site might be having browser compatibility issues. When I look at your website in Ie, it looks fine but when opening in Internet Explorer, it has some overlapping. I just wanted to give you a quick heads up! Other then that, very good blog!
Your comment is awaiting moderation.
Hi! Quick question that’s completely off topic. Do you know how to make your site mobile friendly? My blog looks weird when viewing from my iphone 4. I’m trying to find a template or plugin that might be able to resolve this issue. If you have any suggestions, please share. Appreciate it!
Your comment is awaiting moderation.
Sesudah saya awalnya berkomentar saya mencentang kotak -Beri tahu saya ketika umpan balik baru ditambahkan- dan sekarang setiap kali sebuah komentar ditambahkan saya menerima empat email dengan komentar yang sama. Apakah ada cara Anda akan bisa mengeluarkan saya dari layanan itu? Terima kasih!
Your comment is awaiting moderation.
Thanks for sharing excellent informations. Your site is so cool. I’m impressed by the details that you have on this blog. It reveals how nicely you understand this subject. Bookmarked this web page, will come back for extra articles. You, my pal, ROCK! I found just the information I already searched everywhere and just could not come across. What an ideal website.
Your comment is awaiting moderation.
I real pleased to find this web site on bing, just what I was looking for : D also saved to fav.
Your comment is awaiting moderation.
Hebat website yang Anda miliki, tapi saya penasaran apakah Anda tahu forum diskusi pengguna yang membahas topik yang sama seperti yang dibicarakan di sini? Saya sangat ingin sekali menjadi bagian dari komunitas di mana saya bisa mendapatkan komentar dari individu yang berpengetahuan dengan minat yang sama. Jika Anda punya rekomendasi, mohon beri tahu saya. Terima kasih!
Your comment is awaiting moderation.
Nice blog! Is your theme custom made or did you download it from somewhere? A design like yours with a few simple tweeks would really make my blog stand out. Please let me know where you got your design. Bless you
Your comment is awaiting moderation.
Bagian yang kuat, saya baru saja memberikannya kepada seorang rekan yang sedang melakukan sedikit analisis tentang ini. Dan dia sebenarnya membeli saya sarapan sebagai hasil dari saya menemukannya untuknya.. senyum. Jadi biar saya ulangi: Terima kasih untuk traktiran! Akan tetapi ya terima kasih telah meluangkan waktu untuk membahas ini, saya sangat merasa kuat tentang hal ini dan suka membaca tambahan tentang topik ini. Jika bisa dilakukan, seiring Anda menjadi lebih berpengalaman, apakah Anda keberatan memperbarui weblog Anda dengan tambahan rincian? Ini sangat membantu bagi saya. Jempol luar biasa untuk unggahan blog ini!
Your comment is awaiting moderation.
Saya mendapatkan info yang bagus dari blog Anda.
Your comment is awaiting moderation.
Hari ini, saat saya sedang bekerja, saudara perempuan saya mengambil apple ipad saya dan mengujinya apakah bisa bertahan dari jatuh setinggi 25 kaki, hanya agar dia bisa menjadi sensasi youtube. apple ipad saya sekarang hancur dan dia memiliki 83 penayangan. Saya tahu ini benar-benar di luar topik tetapi saya harus membagikannya kepada seseorang!
Your comment is awaiting moderation.
Those are yours alright! . We at least need to get these people stealing images to start blogging! They probably just did a image search and grabbed them. They look good though!
Your comment is awaiting moderation.
Saya sangat beruntung menemukan situs ini di Bing, persis seperti yang saya telusuri : D begitu juga sudah saya simpan ke fav.
Your comment is awaiting moderation.
I would like to express appreciation to you for bailing me out of this scenario. Just after surfing around through the internet and obtaining views which are not pleasant, I figured my entire life was gone. Living without the solutions to the problems you’ve resolved as a result of your entire guide is a critical case, and the kind that could have in a wrong way damaged my career if I hadn’t come across your website. Your main ability and kindness in taking care of all areas was very helpful. I’m not sure what I would have done if I had not come across such a subject like this. It’s possible to at this moment relish my future. Thanks very much for the expert and amazing guide. I won’t think twice to propose your web sites to anybody who needs and wants care on this issue.
Your comment is awaiting moderation.
I consider something genuinely special in this website.
Your comment is awaiting moderation.
Terima kasih atas tulisan yang baik. Sebenarnya ini sebelumnya adalah sebuah materi hiburan. Terlihat maju menjadi jauh lebih menyenangkan dari Anda! Ngomong-ngomong, bagaimana kita bisa tetap berkomunikasi?
Your comment is awaiting moderation.
Saya tidak benar-benar unggul dalam bahasa Inggris tetapi saya memperoleh ini benar-benar santai untuk ditafsirkan.
Your comment is awaiting moderation.
Biasanya saya tidak membaca posting di blog, tetapi saya ingin sekali mengatakan bahwa tulisan ini benar-benar memaksa saya untuk melakukannya! Gaya penulisan Anda mengejutkan saya. Terima kasih, cukup artikel yang bagus.
Your comment is awaiting moderation.
Saya amat gembira menemukan situs web ini di Bing, persis seperti yang saya telusuri : D pula sudah saya simpan ke bookmark.
Your comment is awaiting moderation.
Ya menyimpan ini bukanlah penentuan yang buruk posting yang luar biasa! .
Your comment is awaiting moderation.
hey there and thanks for your info – I have certainly picked up something new from right here. I did however experience several technical issues the use of this website, as I skilled to reload the web site a lot of instances prior to I may just get it to load properly. I had been thinking about in case your hosting is OK? Now not that I am complaining, but slow loading instances instances will often affect your placement in google and could harm your high quality score if ads and ***********|advertising|advertising|advertising and *********** with Adwords. Anyway I’m adding this RSS to my email and could look out for a lot extra of your respective interesting content. Ensure that you replace this once more very soon..
Your comment is awaiting moderation.
Howdy! Someone in my Myspace group shared this site with us so I came to give it a look. I’m definitely enjoying the information. I’m bookmarking and will be tweeting this to my followers! Fantastic blog and great style and design.
Your comment is awaiting moderation.
I just could not depart your site before suggesting that I actually enjoyed the standard information a person provide for your visitors? Is going to be back often in order to check up on new posts
Your comment is awaiting moderation.
I genuinely enjoy looking through on this web site, it contains wonderful posts. “It is easy to be nice, even to an enemy – from lack of character.” by Dag Hammarskjld.
Your comment is awaiting moderation.
Saya senang menjadi pengunjung dari weblog sempurna ini!, sangat dihargai atas info langka ini!
Your comment is awaiting moderation.
you’re really a good webmaster. The website loading pace is incredible. It kind of feels that you’re doing any unique trick. Furthermore, The contents are masterwork. you’ve performed a fantastic activity on this subject!
Your comment is awaiting moderation.
Hey there just wanted to give you a quick heads up. The words in your content seem to be running off the screen in Chrome. I’m not sure if this is a formatting issue or something to do with internet browser compatibility but I figured I’d post to let you know. The design and style look great though! Hope you get the problem solved soon. Kudos
Your comment is awaiting moderation.
I found your weblog website on google and examine just a few of your early posts. Continue to keep up the very good operate. I just extra up your RSS feed to my MSN Information Reader. Looking for forward to studying more from you afterward!…
Your comment is awaiting moderation.
There are some interesting closing dates on this article but I don’t know if I see all of them heart to heart. There may be some validity but I’ll take maintain opinion till I look into it further. Good article , thanks and we wish more! Added to FeedBurner as nicely
Your comment is awaiting moderation.
I truly appreciate this post. I’ve been looking all over for this! Thank goodness I found it on Bing. You have made my day! Thx again!
Your comment is awaiting moderation.
Normally I do not read article on blogs, but I would like to say that this write-up very forced me to try and do it! Your writing style has been surprised me. Thanks, very nice post.
Your comment is awaiting moderation.
Hi, just required you to know I he added your site to my Google bookmarks due to your layout. But seriously, I believe your internet site has 1 in the freshest theme I??ve came across. It extremely helps make reading your blog significantly easier.
Your comment is awaiting moderation.
I view something truly special in this website .
Your comment is awaiting moderation.
Some genuinely interesting details you have written.Assisted me a lot, just what I was looking for : D.
Your comment is awaiting moderation.
I will right away clutch your rss as I can’t to find your email subscription hyperlink or newsletter service. Do you have any? Kindly allow me understand in order that I could subscribe. Thanks.
Your comment is awaiting moderation.
Hello! This is kind of off topic but I need some advice from an established blog. Is it hard to set up your own blog? I’m not very techincal but I can figure things out pretty fast. I’m thinking about making my own but I’m not sure where to begin. Do you have any points or suggestions? With thanks
Your comment is awaiting moderation.
Good V I should definitely pronounce, impressed with your site. I had no trouble navigating through all tabs as well as related info ended up being truly easy to do to access. I recently found what I hoped for before you know it in the least. Quite unusual. Is likely to appreciate it for those who add forums or anything, website theme . a tones way for your client to communicate. Excellent task..
Your comment is awaiting moderation.
Very good written article. It will be valuable to everyone who usess it, including me. Keep up the good work – i will definitely read more posts.
Your comment is awaiting moderation.
Very interesting points you have noted, thankyou for posting. “I love acting. It is so much more real than life.” by Oscar Wilde.
Your comment is awaiting moderation.
As a Newbie, I am continuously browsing online for articles that can be of assistance to me. Thank you
Your comment is awaiting moderation.
Thanks for another informative site. The place else may just I get that kind of information written in such a perfect manner? I have a project that I’m simply now working on, and I have been on the look out for such information.
Your comment is awaiting moderation.
You can certainly see your enthusiasm in the paintings you write. The arena hopes for more passionate writers such as you who are not afraid to say how they believe. Always go after your heart. “Everyone has his day and some days last longer than others.” by Sir Winston Leonard Spenser Churchill.
Your comment is awaiting moderation.
Great post. I was checking constantly this blog and I’m impressed! Extremely helpful info specifically the last part 🙂 I care for such info much. I was looking for this certain info for a very long time. Thank you and best of luck.
Your comment is awaiting moderation.
I am not really fantastic with English but I line up this really easy to interpret.
Your comment is awaiting moderation.
Absolutely composed content material, Really enjoyed reading.
Your comment is awaiting moderation.
Greetings! This is my first comment here so I just wanted to give a quick shout out and say I genuinely enjoy reading through your blog posts. Can you recommend any other blogs/websites/forums that cover the same subjects? Thanks a ton!
Your comment is awaiting moderation.
Very interesting topic, regards for posting.
Your comment is awaiting moderation.
Throughout the great pattern of things you actually receive an A with regard to hard work. Where exactly you actually lost me personally was in the specifics. As as the maxim goes, the devil is in the details… And that could not be more correct right here. Having said that, allow me reveal to you what did do the job. The text is definitely highly persuasive and that is probably the reason why I am taking an effort in order to comment. I do not really make it a regular habit of doing that. Next, whilst I can notice a jumps in reason you make, I am not confident of how you seem to unite your points which make the final result. For right now I will, no doubt subscribe to your position however hope in the future you connect your facts better.
Your comment is awaiting moderation.
Greetings! I know this is kinda off topic but I was wondering which blog platform are you using for this site? I’m getting sick and tired of WordPress because I’ve had issues with hackers and I’m looking at alternatives for another platform. I would be awesome if you could point me in the direction of a good platform.
Your comment is awaiting moderation.
Good info. Lucky me I reach on your website by accident, I bookmarked it.
Your comment is awaiting moderation.
Greetings! Very helpful advice on this article! It is the little changes that make the biggest changes. Thanks a lot for sharing!
Your comment is awaiting moderation.
whoah this blog is great i love reading your articles. Keep up the great work! You know, lots of people are searching around for this info, you could help them greatly.
Your comment is awaiting moderation.
You are a very capable person!
Your comment is awaiting moderation.
Hello, you used to write great, but the last few posts have been kinda boring?K I miss your super writings. Past several posts are just a little out of track! come on!
Your comment is awaiting moderation.
There are some fascinating time limits on this article however I don’t know if I see all of them heart to heart. There may be some validity but I’ll take hold opinion until I look into it further. Good article , thanks and we would like more! Added to FeedBurner as effectively
Your comment is awaiting moderation.
Nice post. I learn something more challenging on different blogs everyday. It will always be stimulating to read content from other writers and practice a little something from their store. I’d prefer to use some with the content on my blog whether you don’t mind. Natually I’ll give you a link on your web blog. Thanks for sharing.
Your comment is awaiting moderation.
I like this weblog very much, Its a really nice billet to read and incur information.
Your comment is awaiting moderation.
I like this post, enjoyed this one regards for posting. “We seldom attribute common sense except to those who agree with us.” by La Rochefoucauld.
Your comment is awaiting moderation.
I have been reading out a few of your posts and it’s pretty good stuff. I will make sure to bookmark your blog.
Your comment is awaiting moderation.
As I website possessor I think the subject material here is real wonderful, appreciate it for your efforts.
Your comment is awaiting moderation.
Good day! Would you mind if I share your blog with my facebook group? There’s a lot of folks that I think would really appreciate your content. Please let me know. Cheers
Your comment is awaiting moderation.
buy weed candy online tasty discreet edibles
Your comment is awaiting moderation.
Prós e contras da plataforma 7Games https://333bet.br.com
Your comment is awaiting moderation.
Muito interessante ver como o mercado de transmissões ao vivo está evoluindo tão rápido. Fiquei curioso para saber quais tecnologias a Whido considera mais promissoras para os próximos anos. Excelente trabalho da equipe!
[…] Seguro Viagem: Seu Melhor Companheiro de AventurasDocumentos e Vistos: Tudo o Que Você Precisa Saber para Viajar ou Migrar Internacionalmente […]
[…] seguro de viagem é exigido por muitos países, especialmente para turistas e estudantes. Ele garante que você […]